Side-by-side · Q2 2026 data
The First National Bank of Le Center vs Americana Community Bank
Metric by metric
| Measure | The First National Bank of Le Center | Americana Community Bank |
|---|---|---|
| TellerScore | 58 | 67 (stronger) |
| Capital cushion | 45 | 67 (stronger) |
| Loan quality | 43 | 80 (stronger) |
| Earnings | 83 (stronger) | 45 |
| Funding & liquidity | 67 (stronger) | 57 |
| Problem-loan coverage | 74 | 92 (stronger) |
| Peer percentile | 16th | 34th |
| Total assets | $178.2M | $179.9M |
| Deposits / shares | $139.6M | $152.7M |
| Capital ratio | 9.50% | 11.66% (stronger) |
| Problem loans | 1.72% | 0.60% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 1.57% (stronger) | 0.62% |
| Loans ÷ deposits | 92.9% | 92.6% (stronger) |
| Uninsured deposits | 4.5% (stronger) | 24.7% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.6% | — |
Americana Community Bank has the higher TellerScore (67 vs 58). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Le Center leads on 3 and Americana Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.