Side-by-side · Q2 2026 data
The First National Bank of Le Center vs Think Mutual Bank
Metric by metric
| Measure | The First National Bank of Le Center | Think Mutual Bank |
|---|---|---|
| TellerScore | 58 | 86 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 43 | 92 (stronger) |
| Earnings | 83 (stronger) | 45 |
| Funding & liquidity | 67 | 95 (stronger) |
| Problem-loan coverage | 74 | 98 (stronger) |
| Peer percentile | 16th | 97th |
| Total assets | $178.2M | $2.2B |
| Deposits / shares | $139.6M | $1.9B |
| Capital ratio | 9.50% | 16.25% (stronger) |
| Problem loans | 1.72% | 0.25% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.05% |
| Return on assets | 1.57% (stronger) | 0.63% |
| Loans ÷ deposits | 92.9% | 64.8% (stronger) |
| Uninsured deposits | 4.5% (stronger) | 5.8% |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.6% | 12.2% |
Think Mutual Bank has the higher TellerScore (86 vs 58). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Le Center leads on 3 and Think Mutual Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.