Side-by-side · Q2 2026 data
The First National Bank of Lipan vs The Bank of San Jacinto County, Coldspring, Texas
Bank
The Bank of San Jacinto County, Coldspring, Texas
Coldspring, Texas · Under $100 million in assets
Metric by metric
| Measure | The First National Bank of Lipan | The Bank of San Jacinto County, Coldspring, Texas |
|---|---|---|
| TellerScore | 78 | 97 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 57 | 85 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 60th | 98th |
| Total assets | $25.9M | $42.0M |
| Deposits / shares | $23.1M | $35.3M |
| Capital ratio | 10.64% | 17.77% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.92% | 1.61% (stronger) |
| Loans ÷ deposits | 32.1% (stronger) | 34.5% |
| Uninsured deposits | 6.7% (stronger) | 10.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of San Jacinto County, Coldspring, Texas has the higher TellerScore (97 vs 78). On the 5 directional measures above (where higher or lower is clearly better), The First National Bank of Lipan leads on 2 and The Bank of San Jacinto County, Coldspring, Texas on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.