Side-by-side · Q2 2026 data
The First National Bank of Lipan vs The Donley County State Bank
Metric by metric
| Measure | The First National Bank of Lipan | The Donley County State Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 66 |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 100 (stronger) | 8 |
| Earnings | 57 (stronger) | 55 |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 60th | 28th |
| Total assets | $25.9M | $49.7M |
| Deposits / shares | $23.1M | $39.1M |
| Capital ratio | 10.64% | 20.86% (stronger) |
| Problem loans | 0.00% (stronger) | 2.77% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.92% (stronger) | 0.87% |
| Loans ÷ deposits | 32.1% | 17.8% (stronger) |
| Uninsured deposits | 6.7% (stronger) | 22.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Lipan has the higher TellerScore (78 vs 66). On the 6 directional measures above (where higher or lower is clearly better), The First National Bank of Lipan leads on 4 and The Donley County State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.