Side-by-side · Q2 2026 data
The First National Bank of Livingston vs Trinity Capital Bank of Texas
Metric by metric
| Measure | The First National Bank of Livingston | Trinity Capital Bank of Texas |
|---|---|---|
| TellerScore | 98 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 46 |
| Loan quality | 98 (stronger) | 89 |
| Earnings | 100 (stronger) | 86 |
| Funding & liquidity | 93 (stronger) | 45 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 100th | 40th |
| Total assets | $467.2M | $456.6M |
| Deposits / shares | $398.3M | $355.1M |
| Capital ratio | 15.54% (stronger) | 9.56% |
| Problem loans | 0.05% (stronger) | 0.33% |
| Net charge-offs | 0.02% | -0.03% (stronger) |
| Return on assets | 2.36% (stronger) | 1.64% |
| Loans ÷ deposits | 56.1% (stronger) | 100.0% |
| Uninsured deposits | 21.2% (stronger) | 29.1% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 30.7% |
The First National Bank of Livingston has the higher TellerScore (98 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Livingston leads on 6 and Trinity Capital Bank of Texas on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.