Side-by-side · Q2 2026 data
The First National Bank of Livingston vs Woodforest National Bank
Metric by metric
| Measure | The First National Bank of Livingston | Woodforest National Bank |
|---|---|---|
| TellerScore | 98 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 43 |
| Loan quality | 98 (stronger) | 36 |
| Earnings | 100 | 100 |
| Funding & liquidity | 93 (stronger) | 74 |
| Problem-loan coverage | 100 (stronger) | 73 |
| Peer percentile | 100th | 21st |
| Total assets | $467.2M | $9.0B |
| Deposits / shares | $398.3M | $8.1B |
| Capital ratio | 15.54% (stronger) | 9.35% |
| Problem loans | 0.05% (stronger) | 1.93% |
| Net charge-offs | 0.02% (stronger) | 0.26% |
| Return on assets | 2.36% (stronger) | 2.05% |
| Loans ÷ deposits | 56.1% (stronger) | 71.2% |
| Uninsured deposits | 21.2% (stronger) | 28.3% |
| Offices | 3 | 739 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Livingston has the higher TellerScore (98 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Livingston leads on 7 and Woodforest National Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Livingston, TX