Side-by-side · Q2 2026 data
The First National Bank of Louisburg vs Farmers Bank & Trust
Metric by metric
| Measure | The First National Bank of Louisburg | Farmers Bank & Trust |
|---|---|---|
| TellerScore | 81 | 96 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 94 | 100 (stronger) |
| Funding & liquidity | 65 | 87 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 80th | 100th |
| Total assets | $201.3M | $1.1B |
| Deposits / shares | $171.5M | $699.1M |
| Capital ratio | 10.88% | 23.97% (stronger) |
| Problem loans | 0.00% (stronger) | 0.19% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.84% | 2.56% (stronger) |
| Loans ÷ deposits | 74.2% | 71.3% (stronger) |
| Uninsured deposits | 34.0% | 16.6% (stronger) |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.7% |
Farmers Bank & Trust has the higher TellerScore (96 vs 81). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Louisburg leads on 1 and Farmers Bank & Trust on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.