Side-by-side · Q2 2026 data
The First National Bank of Louisburg vs First Option Bank
Metric by metric
| Measure | The First National Bank of Louisburg | First Option Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 68 |
| Capital cushion | 59 (stronger) | 32 |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 94 (stronger) | 77 |
| Funding & liquidity | 65 (stronger) | 60 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 80th | 37th |
| Total assets | $201.3M | $817.6M |
| Deposits / shares | $171.5M | $722.1M |
| Capital ratio | 10.88% (stronger) | 8.18% |
| Problem loans | 0.00% (stronger) | 0.02% |
| Net charge-offs | 0.00% (stronger) | 0.53% |
| Return on assets | 1.84% (stronger) | 1.44% |
| Loans ÷ deposits | 74.2% | 66.8% (stronger) |
| Uninsured deposits | 34.0% (stronger) | 44.8% |
| Offices | 3 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.6% |
The First National Bank of Louisburg has the higher TellerScore (81 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Louisburg leads on 6 and First Option Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Louisburg, KS