Side-by-side · Q2 2026 data
The First National Bank of Louisburg vs Sm Federal Credit Union
Metric by metric
| Measure | The First National Bank of Louisburg | Sm Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 89 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 94 (stronger) | 70 |
| Funding & liquidity | 65 | 81 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 80th | 87th |
| Total assets | $201.3M | $77.2M |
| Deposits / shares | $171.5M | $61.4M |
| Capital ratio | 10.88% | 19.98% (stronger) |
| Problem loans | 0.00% (stronger) | 0.24% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.84% (stronger) | 1.24% |
| Loans ÷ deposits | 74.2% (stronger) | 78.9% |
| Uninsured deposits | 34.0% | 3.3% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sm Federal Credit Union has the higher TellerScore (89 vs 81). On the 6 directional measures above (where higher or lower is clearly better), The First National Bank of Louisburg leads on 3 and Sm Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.