Side-by-side · Q2 2026 data
The First National Bank of Louisburg vs Union State Bank
Metric by metric
| Measure | The First National Bank of Louisburg | Union State Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 73 |
| Capital cushion | 59 (stronger) | 53 |
| Loan quality | 100 | 100 |
| Earnings | 94 (stronger) | 55 |
| Funding & liquidity | 65 | 74 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 80th | 53rd |
| Total assets | $201.3M | $206.2M |
| Deposits / shares | $171.5M | $175.2M |
| Capital ratio | 10.88% (stronger) | 10.29% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.84% (stronger) | 0.87% |
| Loans ÷ deposits | 74.2% | 65.1% (stronger) |
| Uninsured deposits | 34.0% (stronger) | 34.5% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Louisburg has the higher TellerScore (81 vs 73). On the 6 directional measures above (where higher or lower is clearly better), The First National Bank of Louisburg leads on 4 and Union State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.