Side-by-side · Q2 2026 data
The First National Bank of Manchester vs Citizens Bank & Trust Co. of Jackson
Metric by metric
| Measure | The First National Bank of Manchester | Citizens Bank & Trust Co. of Jackson |
|---|---|---|
| TellerScore | 55 (stronger) | 42 |
| Capital cushion | 49 (stronger) | 47 |
| Loan quality | 46 (stronger) | 0 |
| Earnings | 60 | 61 (stronger) |
| Funding & liquidity | 61 | 75 (stronger) |
| Problem-loan coverage | 79 (stronger) | 49 |
| Peer percentile | 11th | 3rd |
| Total assets | $230.1M | $217.3M |
| Deposits / shares | $206.4M | $190.9M |
| Capital ratio | 9.86% (stronger) | 9.71% |
| Problem loans | 1.62% (stronger) | 3.35% |
| Net charge-offs | 0.03% (stronger) | 0.10% |
| Return on assets | 0.99% | 1.02% (stronger) |
| Loans ÷ deposits | 75.2% (stronger) | 84.1% |
| Uninsured deposits | 36.7% | 16.3% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Manchester has the higher TellerScore (55 vs 42). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Manchester leads on 5 and Citizens Bank & Trust Co. of Jackson on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.