Side-by-side · Q2 2026 data
The First National Bank of Manchester vs Commercial Bank
Metric by metric
| Measure | The First National Bank of Manchester | Commercial Bank |
|---|---|---|
| TellerScore | 55 | 77 (stronger) |
| Capital cushion | 49 | 66 (stronger) |
| Loan quality | 46 | 88 (stronger) |
| Earnings | 60 | 93 (stronger) |
| Funding & liquidity | 61 (stronger) | 49 |
| Problem-loan coverage | 79 | 95 (stronger) |
| Peer percentile | 11th | 83rd |
| Total assets | $230.1M | $2.4B |
| Deposits / shares | $206.4M | $1.9B |
| Capital ratio | 9.86% | 11.58% (stronger) |
| Problem loans | 1.62% | 0.35% (stronger) |
| Net charge-offs | 0.03% | -0.01% (stronger) |
| Return on assets | 0.99% | 1.82% (stronger) |
| Loans ÷ deposits | 75.2% (stronger) | 100.2% |
| Uninsured deposits | 36.7% | 24.9% (stronger) |
| Offices | 6 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.9% |
Commercial Bank has the higher TellerScore (77 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Manchester leads on 1 and Commercial Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.