Side-by-side · Q2 2026 data
The First National Bank of McConnelsville vs Southern Hills Community Bank
Bank
The First National Bank of McConnelsville
Mcconnelsville, Ohio · $100 million – $1 billion
Metric by metric
| Measure | The First National Bank of McConnelsville | Southern Hills Community Bank |
|---|---|---|
| TellerScore | 64 | 71 (stronger) |
| Capital cushion | 36 | 88 (stronger) |
| Loan quality | 71 (stronger) | 47 |
| Earnings | 68 (stronger) | 45 |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 92 (stronger) | 86 |
| Peer percentile | 26th | 47th |
| Total assets | $200.2M | $209.6M |
| Deposits / shares | $176.9M | $179.5M |
| Capital ratio | 8.61% | 13.77% (stronger) |
| Problem loans | 0.86% (stronger) | 1.58% |
| Net charge-offs | -0.00% (stronger) | 0.14% |
| Return on assets | 1.21% (stronger) | 0.62% |
| Loans ÷ deposits | 63.4% | 57.2% (stronger) |
| Uninsured deposits | 23.9% | 14.9% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.4% |
Southern Hills Community Bank has the higher TellerScore (71 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of McConnelsville leads on 3 and Southern Hills Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.