The First National Bank of McConnelsville is a national bank headquartered in Mcconnelsville, Ohio, in business for about 163 years. At the end of Q2 2026 it reported $200.2M in total assets and $176.9M in deposits, with 6 offices.
Based on its Q2 2026 filing, The First National Bank of McConnelsville scores 64/100, which we describe as moderate. That is higher than only 26% of 2,650 banks with $100 million – $1 billion. Among 157 banks headquartered in Ohio, it ranks 112th. Its strongest component is problem-loan coverage (92/100; 4.2%), and its lowest is capital cushion (36/100; 8.61%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (61 → 64), mostly because the earnings component improved by 10 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 61 |
| Q3 2024 | 64 |
| Q4 2024 | 64 |
| Q1 2025 | 65 |
| Q2 2025 | 61 |
| Q3 2025 | 62 |
| Q4 2025 | 63 |
| Q1 2026 | 66 |
| Q2 2026 | 64 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 7.58% |
| Q3 2024 | 7.92% |
| Q4 2024 | 7.89% |
| Q1 2025 | 7.98% |
| Q2 2025 | 7.89% |
| Q3 2025 | 8.14% |
| Q4 2025 | 8.17% |
| Q1 2026 | 8.52% |
| Q2 2026 | 8.61% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.62% |
| Q3 2024 | 0.42% |
| Q4 2024 | 0.43% |
| Q1 2025 | 0.35% |
| Q2 2025 | 0.85% |
| Q3 2025 | 0.80% |
| Q4 2025 | 0.71% |
| Q1 2026 | 0.64% |
| Q2 2026 | 0.86% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.87% |
| Q3 2024 | 0.88% |
| Q4 2024 | 0.90% |
| Q1 2025 | 0.87% |
| Q2 2025 | 0.95% |
| Q3 2025 | 0.96% |
| Q4 2025 | 1.02% |
| Q1 2026 | 1.11% |
| Q2 2026 | 1.21% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $200.2M | 8.61% | 0.86% | 1.21% | 63.4% |
| Q1 2026 | 66 | $203.2M | 8.52% | 0.64% | 1.11% | 60.6% |
| Q4 2025 | 63 | $202.8M | 8.17% | 0.71% | 1.02% | 60.7% |
| Q3 2025 | 62 | $200.3M | 8.14% | 0.80% | 0.96% | 60.5% |
| Q2 2025 | 61 | $201.2M | 7.89% | 0.85% | 0.95% | 59.7% |
| Q1 2025 | 65 | $197.2M | 7.98% | 0.35% | 0.87% | 60.0% |
| Q4 2024 | 64 | $193.1M | 7.89% | 0.43% | 0.90% | 62.9% |
| Q3 2024 | 64 | $188.9M | 7.92% | 0.42% | 0.88% | 64.6% |
| Q2 2024 | 61 | $193.7M | 7.58% | 0.62% | 0.87% | 63.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Federal Savings and Loan Association of Van WertBank Van Wert, OH | 67 out of 100, Moderate | $197.4M | 13.5% | 1.32% | vs |
| The First National Bank of WaverlyBank Waverly, OH | 41 out of 100, Below average | $196.2M | 9.2% | 3.61% | vs |
| The Cincinnatus Savings & Loan Co.Bank Cincinnati, OH | 84 out of 100, Strong | $193.1M | 15.3% | 0.26% | vs |
| Independence BankBank Independence, OH | 81 out of 100, Strong | $191.2M | 14.5% | 0.26% | vs |
| Southern Hills Community BankBank Leesburg, OH | 71 out of 100, Strong | $209.6M | 13.8% | 1.58% | vs |
| The Peoples Savings BankBank Urbana, OH | 57 out of 100, Moderate | $189.3M | 9.0% | 0.87% | vs |
Deposit insurance
Is my money safe at The First National Bank of McConnelsville?
Yes. The First National Bank of McConnelsville is an FDIC-insured institution (FDIC certificate #6637). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 23.9% of deposits ($42.3M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.61%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 21.24% (benchmark: 10%).
6 locations
Branches
The First National Bank of McConnelsville lists 6 offices in 6 cities. Most locations:
- Athens, OH (1)
- Glouster, OH (1)
- Junction City, OH (1)
- Mcconnelsville, OH (1)
- Nelsonville, OH (1)
- Stockport, OH (1)
Identity & history
Profile
- Legal name
- The First National Bank of McConnelsville
- Type
- National bank
- FDIC certificate #
- 6637
- RSSD ID
- 44929
- Primary regulator
- OCC
- Holding company
- Fnb Shares Inc
- Established
- July 1, 1863
- Headquarters
- 86 N Kennebec Ave, Mcconnelsville, OH 43756
- Website
- www.first-national.com
- Employees
- 51
Quick answers
The First National Bank of McConnelsville: common questions
Is The First National Bank of McConnelsville FDIC insured?
Yes. The First National Bank of McConnelsville is an FDIC-insured institution (FDIC certificate #6637). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The First National Bank of McConnelsville's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The First National Bank of McConnelsville ever failed?
There is no failure record for FDIC certificate #6637 in the FDIC failed bank list.
How many branches does The First National Bank of McConnelsville have?
6 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Mcconnelsville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Bank of OhioBank Tiffin, OH | 90 out of 100, Very strong | $278.4M | 35.5% | 0.26% | vs |
| The Citizens Bank CompanyBank Beverly, OH | 86 out of 100, Very strong | $334.6M | 13.6% | 0.39% | vs |
| The Waterford Commercial and Savings BankBank Waterford, OH | 83 out of 100, Strong | $60.0M | 13.6% | 0.09% | vs |
| Southeastern Ohio Credit UnionCredit union Cambridge, OH | 78 out of 100, Strong | $65.4M | 12.1% | 1.03% | vs |
| The Hocking Valley BankBank Athens, OH | 77 out of 100, Strong | $354.0M | 11.4% | 0.54% | vs |
| The Community BankBank Zanesville, OH | 74 out of 100, Strong | $680.1M | 10.6% | 0.23% | vs |