Side-by-side · Q2 2026 data
The First National Bank of McConnelsville vs The First National Bank of Waverly
Bank
The First National Bank of McConnelsville
Mcconnelsville, Ohio · $100 million – $1 billion
Metric by metric
| Measure | The First National Bank of McConnelsville | The First National Bank of Waverly |
|---|---|---|
| TellerScore | 64 (stronger) | 41 |
| Capital cushion | 36 | 42 (stronger) |
| Loan quality | 71 (stronger) | 0 |
| Earnings | 68 (stronger) | 50 |
| Funding & liquidity | 87 (stronger) | 83 |
| Problem-loan coverage | 92 (stronger) | 64 |
| Peer percentile | 26th | 3rd |
| Total assets | $200.2M | $196.2M |
| Deposits / shares | $176.9M | $172.6M |
| Capital ratio | 8.61% | 9.22% (stronger) |
| Problem loans | 0.86% (stronger) | 3.61% |
| Net charge-offs | -0.00% (stronger) | 0.03% |
| Return on assets | 1.21% (stronger) | 0.74% |
| Loans ÷ deposits | 63.4% | 54.3% (stronger) |
| Uninsured deposits | 23.9% (stronger) | 30.6% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of McConnelsville has the higher TellerScore (64 vs 41). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of McConnelsville leads on 5 and The First National Bank of Waverly on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.