Side-by-side · Q2 2026 data
The First National Bank of McGregor vs R Bank
Metric by metric
| Measure | The First National Bank of McGregor | R Bank |
|---|---|---|
| TellerScore | 42 | 50 (stronger) |
| Capital cushion | 45 (stronger) | 40 |
| Loan quality | 9 | 48 (stronger) |
| Earnings | 64 (stronger) | 49 |
| Funding & liquidity | 57 | 60 (stronger) |
| Problem-loan coverage | 46 | 75 (stronger) |
| Peer percentile | 3rd | 7th |
| Total assets | $1.1B | $1.0B |
| Deposits / shares | $949.6M | $926.1M |
| Capital ratio | 9.55% (stronger) | 9.01% |
| Problem loans | 2.72% | 1.55% (stronger) |
| Net charge-offs | 0.26% | 0.04% (stronger) |
| Return on assets | 1.09% (stronger) | 0.72% |
| Loans ÷ deposits | 84.1% | 82.3% (stronger) |
| Uninsured deposits | 32.4% | 30.6% (stronger) |
| Offices | 6 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | 20.0% |
R Bank has the higher TellerScore (50 vs 42). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of McGregor leads on 2 and R Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.