Side-by-side · Q2 2026 data
The First National Bank of McGregor vs T Bank, National Association
Metric by metric
| Measure | The First National Bank of McGregor | T Bank, National Association |
|---|---|---|
| TellerScore | 42 | 45 (stronger) |
| Capital cushion | 45 | 57 (stronger) |
| Loan quality | 9 (stronger) | 4 |
| Earnings | 64 | 69 (stronger) |
| Funding & liquidity | 57 (stronger) | 52 |
| Problem-loan coverage | 46 | 52 (stronger) |
| Peer percentile | 3rd | 4th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $949.6M | $955.6M |
| Capital ratio | 9.55% | 10.67% (stronger) |
| Problem loans | 2.72% (stronger) | 2.89% |
| Net charge-offs | 0.26% (stronger) | 0.34% |
| Return on assets | 1.09% | 1.22% (stronger) |
| Loans ÷ deposits | 84.1% (stronger) | 95.1% |
| Uninsured deposits | 32.4% | 27.3% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | — |
T Bank, National Association has the higher TellerScore (45 vs 42). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of McGregor leads on 3 and T Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.