Side-by-side · Q2 2026 data
The First National Bank of McGregor vs UBank
Metric by metric
| Measure | The First National Bank of McGregor | UBank |
|---|---|---|
| TellerScore | 42 | 69 (stronger) |
| Capital cushion | 45 | 55 (stronger) |
| Loan quality | 9 | 85 (stronger) |
| Earnings | 64 | 77 (stronger) |
| Funding & liquidity | 57 (stronger) | 49 |
| Problem-loan coverage | 46 | 89 (stronger) |
| Peer percentile | 3rd | 53rd |
| Total assets | $1.1B | $1.0B |
| Deposits / shares | $949.6M | $945.7M |
| Capital ratio | 9.55% | 10.46% (stronger) |
| Problem loans | 2.72% | 0.46% (stronger) |
| Net charge-offs | 0.26% | 0.07% (stronger) |
| Return on assets | 1.09% | 1.42% (stronger) |
| Loans ÷ deposits | 84.1% (stronger) | 89.5% |
| Uninsured deposits | 32.4% (stronger) | 34.8% |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | 21.4% |
UBank has the higher TellerScore (69 vs 42). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of McGregor leads on 2 and UBank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.