Side-by-side · Q2 2026 data
The First National Bank of Middle Tennessee vs Paragon Bank
Bank
The First National Bank of Middle Tennessee
Mcminnville, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | The First National Bank of Middle Tennessee | Paragon Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 62 |
| Capital cushion | 50 (stronger) | 37 |
| Loan quality | 93 | 94 (stronger) |
| Earnings | 61 (stronger) | 56 |
| Funding & liquidity | 42 | 46 (stronger) |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 31st | 22nd |
| Total assets | $952.4M | $908.1M |
| Deposits / shares | $827.7M | $765.3M |
| Capital ratio | 10.03% (stronger) | 8.67% |
| Problem loans | 0.22% | 0.18% (stronger) |
| Net charge-offs | 0.24% | 0.18% (stronger) |
| Return on assets | 1.04% (stronger) | 0.90% |
| Loans ÷ deposits | 94.7% (stronger) | 106.1% |
| Uninsured deposits | 36.3% | 22.7% (stronger) |
| Offices | 9 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.0% |
The First National Bank of Middle Tennessee has the higher TellerScore (66 vs 62). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Middle Tennessee leads on 4 and Paragon Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.