Side-by-side · Q2 2026 data
The First National Bank of Milaca vs Minnco Credit Union
Metric by metric
| Measure | The First National Bank of Milaca | Minnco Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 70 |
| Capital cushion | 58 (stronger) | 49 |
| Loan quality | 88 (stronger) | 85 |
| Earnings | 98 (stronger) | 56 |
| Funding & liquidity | 85 | 92 (stronger) |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 80th | 51st |
| Total assets | $293.2M | $604.7M |
| Deposits / shares | $259.8M | $530.6M |
| Capital ratio | 10.77% (stronger) | 9.95% |
| Problem loans | 0.37% (stronger) | 0.44% |
| Net charge-offs | -0.00% (stronger) | 0.50% |
| Return on assets | 1.95% (stronger) | 0.91% |
| Loans ÷ deposits | 75.5% | 68.0% (stronger) |
| Uninsured deposits | 14.0% | 8.1% (stronger) |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.0% | 23.0% |
The First National Bank of Milaca has the higher TellerScore (81 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Milaca leads on 5 and Minnco Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.