Side-by-side · Q2 2026 data
The First National Bank of Milaca vs PrinsBank
Metric by metric
| Measure | The First National Bank of Milaca | PrinsBank |
|---|---|---|
| TellerScore | 81 | 85 (stronger) |
| Capital cushion | 58 | 70 (stronger) |
| Loan quality | 88 | 90 (stronger) |
| Earnings | 98 | 100 (stronger) |
| Funding & liquidity | 85 (stronger) | 77 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 80th | 88th |
| Total assets | $293.2M | $308.3M |
| Deposits / shares | $259.8M | $262.9M |
| Capital ratio | 10.77% | 11.99% (stronger) |
| Problem loans | 0.37% | 0.29% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.19% |
| Return on assets | 1.95% | 2.99% (stronger) |
| Loans ÷ deposits | 75.5% | 68.0% (stronger) |
| Uninsured deposits | 14.0% (stronger) | 29.0% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.0% | — |
PrinsBank has the higher TellerScore (85 vs 81). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Milaca leads on 2 and PrinsBank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.