Side-by-side · Q2 2026 data
The First National Bank of Milaca vs Sherburne Bank
Metric by metric
| Measure | The First National Bank of Milaca | Sherburne Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 78 |
| Capital cushion | 58 (stronger) | 45 |
| Loan quality | 88 | 99 (stronger) |
| Earnings | 98 | 100 (stronger) |
| Funding & liquidity | 85 (stronger) | 63 |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 80th | 72nd |
| Total assets | $293.2M | $351.1M |
| Deposits / shares | $259.8M | $289.5M |
| Capital ratio | 10.77% (stronger) | 9.46% |
| Problem loans | 0.37% | 0.02% (stronger) |
| Net charge-offs | -0.00% | -0.03% (stronger) |
| Return on assets | 1.95% | 2.01% (stronger) |
| Loans ÷ deposits | 75.5% (stronger) | 95.2% |
| Uninsured deposits | 14.0% (stronger) | 17.1% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.0% | 3.2% |
The First National Bank of Milaca has the higher TellerScore (81 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Milaca leads on 4 and Sherburne Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.