Side-by-side · Q2 2026 data
The First National Bank of Moody vs Rocket Federal Credit Union
Metric by metric
| Measure | The First National Bank of Moody | Rocket Federal Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 40 |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 100 (stronger) | 20 |
| Earnings | 59 (stronger) | 16 |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 100 (stronger) | 63 |
| Peer percentile | 92nd | 3rd |
| Total assets | $54.2M | $28.3M |
| Deposits / shares | $42.4M | $24.9M |
| Capital ratio | 18.31% (stronger) | 9.86% |
| Problem loans | 0.00% (stronger) | 2.40% |
| Net charge-offs | -0.06% (stronger) | 1.06% |
| Return on assets | 0.97% (stronger) | -0.09% |
| Loans ÷ deposits | 39.2% (stronger) | 85.9% |
| Uninsured deposits | 14.3% | 3.6% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Moody has the higher TellerScore (92 vs 40). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Moody leads on 6 and Rocket Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.