Side-by-side · Q2 2026 data
The First National Bank of Moody vs Temple Santa Fe Community Credit Union
Credit union
Temple Santa Fe Community Credit Union
Temple, Texas · Under $100 million in assets
Metric by metric
| Measure | The First National Bank of Moody | Temple Santa Fe Community Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 61 |
| Capital cushion | 100 (stronger) | 31 |
| Loan quality | 100 (stronger) | 86 |
| Earnings | 59 (stronger) | 30 |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 92nd | 23rd |
| Total assets | $54.2M | $24.0M |
| Deposits / shares | $42.4M | $22.0M |
| Capital ratio | 18.31% (stronger) | 8.10% |
| Problem loans | 0.00% (stronger) | 0.42% |
| Net charge-offs | -0.06% (stronger) | 0.04% |
| Return on assets | 0.97% (stronger) | 0.24% |
| Loans ÷ deposits | 39.2% (stronger) | 63.0% |
| Uninsured deposits | 14.3% | 3.5% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Moody has the higher TellerScore (92 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Moody leads on 6 and Temple Santa Fe Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.