Side-by-side · Q2 2026 data
The First National Bank of Moody vs The Donley County State Bank
Metric by metric
| Measure | The First National Bank of Moody | The Donley County State Bank |
|---|---|---|
| TellerScore | 92 (stronger) | 66 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 8 |
| Earnings | 59 (stronger) | 55 |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 92nd | 28th |
| Total assets | $54.2M | $49.7M |
| Deposits / shares | $42.4M | $39.1M |
| Capital ratio | 18.31% | 20.86% (stronger) |
| Problem loans | 0.00% (stronger) | 2.77% |
| Net charge-offs | -0.06% (stronger) | 0.00% |
| Return on assets | 0.97% (stronger) | 0.87% |
| Loans ÷ deposits | 39.2% | 17.8% (stronger) |
| Uninsured deposits | 14.3% (stronger) | 22.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Moody has the higher TellerScore (92 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Moody leads on 5 and The Donley County State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.