Side-by-side · Q2 2026 data
The First National Bank of Moose Lake vs Cornerstone State Bank
Bank
The First National Bank of Moose Lake
Moose Lake, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | The First National Bank of Moose Lake | Cornerstone State Bank |
|---|---|---|
| TellerScore | 94 (stronger) | 74 |
| Capital cushion | 100 (stronger) | 56 |
| Loan quality | 97 (stronger) | 73 |
| Earnings | 100 (stronger) | 80 |
| Funding & liquidity | 64 | 93 (stronger) |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 98th | 57th |
| Total assets | $133.7M | $247.0M |
| Deposits / shares | $112.4M | $223.9M |
| Capital ratio | 15.98% (stronger) | 10.60% |
| Problem loans | 0.10% (stronger) | 0.80% |
| Net charge-offs | 0.00% | -0.84% (stronger) |
| Return on assets | 2.12% (stronger) | 1.49% |
| Loans ÷ deposits | 84.7% | 67.1% (stronger) |
| Uninsured deposits | 25.3% | 11.3% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.1% | 6.0% |
The First National Bank of Moose Lake has the higher TellerScore (94 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Moose Lake leads on 4 and Cornerstone State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.