Side-by-side · Q2 2026 data
The First National Bank of Moose Lake vs Minnesota Lakes Bank
Bank
The First National Bank of Moose Lake
Moose Lake, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | The First National Bank of Moose Lake | Minnesota Lakes Bank |
|---|---|---|
| TellerScore | 94 (stronger) | 53 |
| Capital cushion | 100 (stronger) | 57 |
| Loan quality | 97 (stronger) | 0 |
| Earnings | 100 (stronger) | 77 |
| Funding & liquidity | 64 | 93 (stronger) |
| Problem-loan coverage | 99 (stronger) | 70 |
| Peer percentile | 98th | 9th |
| Total assets | $133.7M | $129.8M |
| Deposits / shares | $112.4M | $113.5M |
| Capital ratio | 15.98% (stronger) | 10.69% |
| Problem loans | 0.10% (stronger) | 3.18% |
| Net charge-offs | 0.00% | -0.18% (stronger) |
| Return on assets | 2.12% (stronger) | 1.43% |
| Loans ÷ deposits | 84.7% | 65.6% (stronger) |
| Uninsured deposits | 25.3% | 16.9% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.1% | — |
The First National Bank of Moose Lake has the higher TellerScore (94 vs 53). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Moose Lake leads on 4 and Minnesota Lakes Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.