Side-by-side · Q2 2026 data
The First National Bank of Moose Lake vs Northwoods Credit Union
Bank
The First National Bank of Moose Lake
Moose Lake, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | The First National Bank of Moose Lake | Northwoods Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 97 (stronger) | 84 |
| Earnings | 100 (stronger) | 74 |
| Funding & liquidity | 64 | 75 (stronger) |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 98th | 54th |
| Total assets | $133.7M | $175.2M |
| Deposits / shares | $112.4M | $154.7M |
| Capital ratio | 15.98% (stronger) | 9.93% |
| Problem loans | 0.10% (stronger) | 0.49% |
| Net charge-offs | 0.00% (stronger) | 0.50% |
| Return on assets | 2.12% (stronger) | 1.35% |
| Loans ÷ deposits | 84.7% (stronger) | 85.2% |
| Uninsured deposits | 25.3% | 1.5% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.1% | — |
The First National Bank of Moose Lake has the higher TellerScore (94 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Moose Lake leads on 6 and Northwoods Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.