Side-by-side · Q2 2026 data
The First National Bank of Mount Dora vs Surety Bank
Metric by metric
| Measure | The First National Bank of Mount Dora | Surety Bank |
|---|---|---|
| TellerScore | 77 | 90 (stronger) |
| Capital cushion | 73 | 82 (stronger) |
| Loan quality | 86 | 93 (stronger) |
| Earnings | 47 | 100 (stronger) |
| Funding & liquidity | 95 (stronger) | 85 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 68th | 95th |
| Total assets | $358.0M | $213.7M |
| Deposits / shares | $317.6M | $189.6M |
| Capital ratio | 12.31% | 13.24% (stronger) |
| Problem loans | 0.41% | 0.22% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 0.67% | 2.06% (stronger) |
| Loans ÷ deposits | 43.3% (stronger) | 53.5% |
| Uninsured deposits | 19.6% (stronger) | 28.6% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.6% | — |
Surety Bank has the higher TellerScore (90 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Mount Dora leads on 2 and Surety Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.