Side-by-side · Q2 2026 data
The First National Bank of Okawville vs Farmers State Bank
Metric by metric
| Measure | The First National Bank of Okawville | Farmers State Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 33 |
| Capital cushion | 75 (stronger) | 32 |
| Loan quality | 96 (stronger) | 0 |
| Earnings | 42 | 42 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 3 |
| Peer percentile | 66th | 2nd |
| Total assets | $66.3M | $66.9M |
| Deposits / shares | $58.7M | $58.5M |
| Capital ratio | 12.55% (stronger) | 8.18% |
| Problem loans | 0.11% (stronger) | 4.30% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.55% | 0.56% (stronger) |
| Loans ÷ deposits | 35.7% (stronger) | 57.7% |
| Uninsured deposits | 13.2% | 10.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Okawville has the higher TellerScore (80 vs 33). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Okawville leads on 5 and Farmers State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.