Side-by-side · Q2 2026 data
The First National Bank of Osakis vs Integrity Bank Plus
Metric by metric
| Measure | The First National Bank of Osakis | Integrity Bank Plus |
|---|---|---|
| TellerScore | 61 | 63 (stronger) |
| Capital cushion | 37 | 65 (stronger) |
| Loan quality | 78 (stronger) | 24 |
| Earnings | 65 | 89 (stronger) |
| Funding & liquidity | 59 | 80 (stronger) |
| Problem-loan coverage | 89 (stronger) | 73 |
| Peer percentile | 19th | 22nd |
| Total assets | $97.6M | $93.4M |
| Deposits / shares | $80.9M | $81.8M |
| Capital ratio | 8.67% | 11.52% (stronger) |
| Problem loans | 0.67% (stronger) | 2.27% |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 1.12% | 1.73% (stronger) |
| Loans ÷ deposits | 100.4% | 80.0% (stronger) |
| Uninsured deposits | 15.4% | 15.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Integrity Bank Plus has the higher TellerScore (63 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Osakis leads on 2 and Integrity Bank Plus on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.