Side-by-side · Q2 2026 data
The First National Bank of Peterstown vs Locus Bank, Inc.
Bank
The First National Bank of Peterstown
Peterstown, West Virginia · Under $100 million in assets
Metric by metric
| Measure | The First National Bank of Peterstown | Locus Bank, Inc. |
|---|---|---|
| TellerScore | 77 | 79 (stronger) |
| Capital cushion | 89 | 100 (stronger) |
| Loan quality | 51 | 79 (stronger) |
| Earnings | 69 | 70 (stronger) |
| Funding & liquidity | 100 (stronger) | 37 |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 58th | 75th |
| Total assets | $84.9M | $359.4M |
| Deposits / shares | $73.8M | $259.3M |
| Capital ratio | 13.90% | 21.46% (stronger) |
| Problem loans | 1.47% | 0.62% (stronger) |
| Net charge-offs | 0.03% | -0.01% (stronger) |
| Return on assets | 1.22% | 1.26% (stronger) |
| Loans ÷ deposits | 48.8% (stronger) | 113.2% |
| Uninsured deposits | 6.7% (stronger) | 26.8% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.6% | — |
Locus Bank, Inc. has the higher TellerScore (79 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Peterstown leads on 2 and Locus Bank, Inc. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.