The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 6 points (83 → 77), mostly because the loan quality component weakened by 31 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in West Virginia

Yes. The First National Bank of Peterstown is an FDIC-insured institution (FDIC certificate #6787). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 6.7% of deposits ($4.9M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 13.90%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 30.95% (benchmark: 10%).

Check how much of your own balance is covered

The First National Bank of Peterstown lists 2 offices in 2 cities across 2 states. Most locations:

• Narrows, VA (1)
• Peterstown, WV (1)

All branch addresses and map

In 2025, The First National Bank of Peterstown reported 33 home-loan applications under HMDA (LEI 549300LXUXE7P1Q87D65): 24 originated ($2,870,000 total), 7 denied, and 2 withdrawn or closed by the applicant. Its denial rate on decided applications was 22.6%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

The First National Bank of Peterstown

Type

National bank

FDIC certificate #

6787

RSSD ID

719030

Primary regulator

OCC

Holding company

Peterstown Bcorp Inc

Established

January 27, 1910

Headquarters

380 Market Street, Peterstown, WV 24963

Website

www.fnbp.com

Employees

13