Side-by-side · Q2 2026 data
The First National Bank of Primghar vs Citizens State Bank
Metric by metric
| Measure | The First National Bank of Primghar | Citizens State Bank |
|---|---|---|
| TellerScore | 84 | 87 (stronger) |
| Capital cushion | 93 (stronger) | 75 |
| Loan quality | 100 | 100 |
| Earnings | 55 | 90 (stronger) |
| Funding & liquidity | 70 | 75 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 76th | 91st |
| Total assets | $36.3M | $194.7M |
| Deposits / shares | $29.9M | $166.1M |
| Capital ratio | 14.25% (stronger) | 12.45% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.87% | 1.74% (stronger) |
| Loans ÷ deposits | 90.2% | 78.3% (stronger) |
| Uninsured deposits | 14.7% (stronger) | 20.7% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens State Bank has the higher TellerScore (87 vs 84). On the 5 directional measures above (where higher or lower is clearly better), The First National Bank of Primghar leads on 2 and Citizens State Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.