Headquartered in Primghar, Iowa, The First National Bank of Primghar is a national bank with $36.3M in total assets and $29.9M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1889.
The First National Bank of Primghar has a TellerScore of 84 out of 100 (strong) based on Q2 2026 data — higher than 76% of its 546 banks with under $100 million in assets. Among 226 banks headquartered in Iowa, it ranks 37th. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (55/100, 0.87%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (84 → 84).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 80 |
| Q4 2024 | 77 |
| Q1 2025 | 86 |
| Q2 2025 | 84 |
| Q3 2025 | 85 |
| Q4 2025 | 79 |
| Q1 2026 | 82 |
| Q2 2026 | 84 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.44% |
| Q3 2024 | 13.81% |
| Q4 2024 | 13.32% |
| Q1 2025 | 13.47% |
| Q2 2025 | 14.11% |
| Q3 2025 | 14.36% |
| Q4 2025 | 13.32% |
| Q1 2026 | 13.76% |
| Q2 2026 | 14.25% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.29% |
| Q3 2024 | 0.24% |
| Q4 2024 | 0.17% |
| Q1 2025 | 1.24% |
| Q2 2025 | 0.73% |
| Q3 2025 | 0.69% |
| Q4 2025 | 0.51% |
| Q1 2026 | 0.77% |
| Q2 2026 | 0.87% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 84 | $36.3M | 14.25% | 0.00% | 0.87% | 90.2% |
| Q1 2026 | 82 | $37.9M | 13.76% | 0.00% | 0.77% | 89.0% |
| Q4 2025 | 79 | $38.5M | 13.32% | 0.00% | 0.51% | 88.9% |
| Q3 2025 | 85 | $37.1M | 14.36% | 0.00% | 0.69% | 77.5% |
| Q2 2025 | 84 | $35.6M | 14.11% | 0.00% | 0.73% | 83.0% |
| Q1 2025 | 86 | $37.8M | 13.47% | 0.00% | 1.24% | 82.8% |
| Q4 2024 | 77 | $39.5M | 13.32% | 0.00% | 0.17% | 83.7% |
| Q3 2024 | 80 | $37.0M | 13.81% | 0.00% | 0.24% | 70.8% |
| Q2 2024 | 79 | $37.6M | 13.44% | 0.00% | 0.29% | 70.4% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers State BankBank Lake View, IA | 87 out of 100, Very strong | $36.7M | 13.1% | 0.00% | vs |
| State Bank of SchallerBank Schaller, IA | 59 out of 100, Moderate | $40.6M | 13.3% | 3.69% | vs |
| Maxwell State BankBank Maxwell, IA | 69 out of 100, Moderate | $31.7M | 15.4% | 1.03% | vs |
| Community State BankBank Paton, IA | 89 out of 100, Very strong | $41.4M | 20.2% | 0.00% | vs |
| Cornerstone BankBank Clarinda, IA | 83 out of 100, Strong | $42.0M | 15.2% | 0.47% | vs |
| Defiance State BankBank Defiance, IA | 68 out of 100, Moderate | $42.6M | 9.9% | 0.08% | vs |
Deposit insurance
Is my money safe at The First National Bank of Primghar?
Yes. The First National Bank of Primghar is an FDIC-insured institution (FDIC certificate #4494). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 14.7% of deposits ($4.4M) are above the $250,000 FDIC insurance limit, close to the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.25%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.72% (benchmark: 10%).
1 location
Branches
The First National Bank of Primghar lists 1 office in 1 city. Most locations:
- Primghar, IA (1)
Identity & history
Profile
- Legal name
- The First National Bank of Primghar
- Type
- National bank
- FDIC certificate #
- 4494
- RSSD ID
- 343248
- Primary regulator
- OCC
- Established
- November 11, 1889
- Headquarters
- 108 S Hayes Ave, Primghar, IA 51245
- Website
- www.fnbprimghar.com
- Employees
- 7
Quick answers
The First National Bank of Primghar: common questions
Is The First National Bank of Primghar FDIC insured?
Yes. The First National Bank of Primghar is an FDIC-insured institution (FDIC certificate #4494). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The First National Bank of Primghar's TellerScore?
84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The First National Bank of Primghar ever failed?
There is no failure record for FDIC certificate #4494 in the FDIC failed bank list.
How many branches does The First National Bank of Primghar have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Primghar
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Farmers State BankBank Marcus, IA | 88 out of 100, Very strong | $77.2M | 13.2% | 0.51% | vs |
| Citizens State BankBank Sheldon, IA | 87 out of 100, Very strong | $194.7M | 12.5% | 0.00% | vs |
| Ashton State BankBank Ashton, IA | 84 out of 100, Strong | $54.5M | 14.7% | 0.88% | vs |
| West Iowa BankBank West Bend, IA | 82 out of 100, Strong | $222.1M | 11.9% | 0.01% | vs |
| The Security National Bank of Sioux City, IowaBank Sioux City, IA | 81 out of 100, Strong | $1.7B | 12.8% | 0.26% | vs |
| Savings BankBank Primghar, IA | 80 out of 100, Strong | $304.8M | 13.6% | 0.32% | vs |