Side-by-side · Q2 2026 data
The First National Bank of Proctor vs Duluth Police Department Employees Credit Union
Credit union
Duluth Police Department Employees Credit Union
Duluth, Minnesota · Under $100 million in assets
Metric by metric
| Measure | The First National Bank of Proctor | Duluth Police Department Employees Credit Union |
|---|---|---|
| TellerScore | 69 | 91 (stronger) |
| Capital cushion | 35 | 100 (stronger) |
| Loan quality | 100 (stronger) | 86 |
| Earnings | 43 | 80 (stronger) |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 37th | 90th |
| Total assets | $34.0M | $7.8M |
| Deposits / shares | $31.1M | $6.0M |
| Capital ratio | 8.47% | 22.84% (stronger) |
| Problem loans | 0.00% (stronger) | 0.41% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.57% | 1.49% (stronger) |
| Loans ÷ deposits | 44.4% (stronger) | 67.5% |
| Uninsured deposits | 7.4% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Duluth Police Department Employees Credit Union has the higher TellerScore (91 vs 69). On the 6 directional measures above (where higher or lower is clearly better), The First National Bank of Proctor leads on 2 and Duluth Police Department Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.