Side-by-side · Q2 2026 data
The First National Bank of Proctor vs Minnesota First Credit and Savings, Incorporated
Bank
Minnesota First Credit and Savings, Incorporated
Rochester, Minnesota · Under $100 million in assets
Metric by metric
| Measure | The First National Bank of Proctor | Minnesota First Credit and Savings, Incorporated |
|---|---|---|
| TellerScore | 69 | 76 (stronger) |
| Capital cushion | 35 | 92 (stronger) |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 43 (stronger) | 32 |
| Funding & liquidity | 100 (stronger) | 54 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 37th | 56th |
| Total assets | $34.0M | $29.9M |
| Deposits / shares | $31.1M | $24.9M |
| Capital ratio | 8.47% | 14.16% (stronger) |
| Problem loans | 0.00% (stronger) | 0.12% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.57% (stronger) | 0.31% |
| Loans ÷ deposits | 44.4% (stronger) | 106.4% |
| Uninsured deposits | 7.4% | 0.2% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Minnesota First Credit and Savings, Incorporated has the higher TellerScore (76 vs 69). On the 6 directional measures above (where higher or lower is clearly better), The First National Bank of Proctor leads on 3 and Minnesota First Credit and Savings, Incorporated on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.