Side-by-side · Q2 2026 data
The First National Bank of Quitaque vs Centennial Bank
Metric by metric
| Measure | The First National Bank of Quitaque | Centennial Bank |
|---|---|---|
| TellerScore | 65 | 79 (stronger) |
| Capital cushion | 56 | 76 (stronger) |
| Loan quality | 43 | 82 (stronger) |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 88 (stronger) | 40 |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 29th | 94th |
| Total assets | $167.1M | $24.6B |
| Deposits / shares | $147.4M | $19.6B |
| Capital ratio | 10.59% | 12.61% (stronger) |
| Problem loans | 1.71% | 0.55% (stronger) |
| Net charge-offs | 0.71% | 0.07% (stronger) |
| Return on assets | 1.38% | 2.13% (stronger) |
| Loans ÷ deposits | 37.5% (stronger) | 85.4% |
| Uninsured deposits | 25.7% (stronger) | 46.7% |
| Offices | 3 | 225 |
| CFPB complaints (3 yrs) | — | 55 |
| Complaints per $1B deposits | — | 2.8 |
| Mortgage denial rate (HMDA) | — | 23.4% |
Centennial Bank has the higher TellerScore (79 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Quitaque leads on 2 and Centennial Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Silverton, TX
- Tulia, TX