The First National Bank of Quitaque (FDIC certificate #3401) is based in Quitaque, Texas. Its Q2 2026 call report shows $167.1M in total assets and $147.4M in deposits and 3 offices.
Based on its Q2 2026 filing, The First National Bank of Quitaque scores 65/100, which we describe as moderate. That is higher than only 29% of 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 268th. Its strongest component is problem-loan coverage (90/100; 5.1%), and its lowest is loan quality (43/100; 1.71%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (62 → 65), mostly because the loan quality component improved by 13 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 57 |
| Q3 2024 | 66 |
| Q4 2024 | 60 |
| Q1 2025 | 60 |
| Q2 2025 | 62 |
| Q3 2025 | 67 |
| Q4 2025 | 68 |
| Q1 2026 | 60 |
| Q2 2026 | 65 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.04% |
| Q3 2024 | 10.34% |
| Q4 2024 | 10.47% |
| Q1 2025 | 10.43% |
| Q2 2025 | 10.74% |
| Q3 2025 | 10.80% |
| Q4 2025 | 10.78% |
| Q1 2026 | 10.55% |
| Q2 2026 | 10.59% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 2.67% |
| Q3 2024 | 1.55% |
| Q4 2024 | 2.34% |
| Q1 2025 | 1.88% |
| Q2 2025 | 2.10% |
| Q3 2025 | 1.65% |
| Q4 2025 | 1.56% |
| Q1 2026 | 2.26% |
| Q2 2026 | 1.71% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.67% |
| Q3 2024 | 1.47% |
| Q4 2024 | 1.57% |
| Q1 2025 | 1.11% |
| Q2 2025 | 1.40% |
| Q3 2025 | 1.43% |
| Q4 2025 | 1.53% |
| Q1 2026 | 1.36% |
| Q2 2026 | 1.38% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 65 | $167.1M | 10.59% | 1.71% | 1.38% | 37.5% |
| Q1 2026 | 60 | $167.9M | 10.55% | 2.26% | 1.36% | 34.4% |
| Q4 2025 | 68 | $156.5M | 10.78% | 1.56% | 1.53% | 44.3% |
| Q3 2025 | 67 | $151.9M | 10.80% | 1.65% | 1.43% | 45.4% |
| Q2 2025 | 62 | $150.1M | 10.74% | 2.10% | 1.40% | 43.2% |
| Q1 2025 | 60 | $145.0M | 10.43% | 1.88% | 1.11% | 47.2% |
| Q4 2024 | 60 | $142.0M | 10.47% | 2.34% | 1.57% | 49.5% |
| Q3 2024 | 66 | $137.9M | 10.34% | 1.55% | 1.47% | 51.8% |
| Q2 2024 | 57 | $137.7M | 10.04% | 2.67% | 1.67% | 46.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First National Bank of Eagle LakeBank Eagle Lake, TX | 60 out of 100, Moderate | $167.7M | 11.4% | 2.25% | vs |
| The Brady National BankBank Brady, TX | 75 out of 100, Strong | $167.7M | 10.0% | 0.00% | vs |
| Normangee State BankBank Normangee, TX | 86 out of 100, Very strong | $165.5M | 14.7% | 0.03% | vs |
| Big Bend Banks, N.A.Bank Marfa, TX | 95 out of 100, Very strong | $165.4M | 16.2% | 0.00% | vs |
| Fidelity Bank of TexasBank Waco, TX | 61 out of 100, Moderate | $162.8M | 10.6% | 0.05% | vs |
| First State BankBank Paint Rock, TX | 78 out of 100, Strong | $174.3M | 14.1% | 1.90% | vs |
Deposit insurance
Is my money safe at The First National Bank of Quitaque?
Yes. The First National Bank of Quitaque is an FDIC-insured institution (FDIC certificate #3401). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 25.7% of deposits ($38.0M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.59%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
The First National Bank of Quitaque lists 3 offices in 3 cities. Most locations:
- Quitaque, TX (1)
- Silverton, TX (1)
- Tulia, TX (1)
Identity & history
Profile
- Legal name
- The First National Bank of Quitaque
- Type
- National bank
- FDIC certificate #
- 3401
- RSSD ID
- 644963
- Primary regulator
- OCC
- Holding company
- Quitaque National Corp
- Established
- August 20, 1920
- Headquarters
- 320 E Main St, Quitaque, TX 79255
- Website
- www.fnbquitaque.com
- Employees
- 18
Quick answers
The First National Bank of Quitaque: common questions
Is The First National Bank of Quitaque FDIC insured?
Yes. The First National Bank of Quitaque is an FDIC-insured institution (FDIC certificate #3401). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The First National Bank of Quitaque's TellerScore?
65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The First National Bank of Quitaque ever failed?
There is no failure record for FDIC certificate #3401 in the FDIC failed bank list.
How many branches does The First National Bank of Quitaque have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Quitaque
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Centennial BankBank Conway, AR | 79 out of 100, Strong | $24.6B | 12.6% | 0.55% | vs |