Side-by-side · Q2 2026 data
The First National Bank of Quitaque vs First State Bank
Metric by metric
| Measure | The First National Bank of Quitaque | First State Bank |
|---|---|---|
| TellerScore | 65 | 78 (stronger) |
| Capital cushion | 56 | 91 (stronger) |
| Loan quality | 43 (stronger) | 37 |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 88 (stronger) | 85 |
| Problem-loan coverage | 90 | 90 |
| Peer percentile | 29th | 72nd |
| Total assets | $167.1M | $174.3M |
| Deposits / shares | $147.4M | $148.1M |
| Capital ratio | 10.59% | 14.14% (stronger) |
| Problem loans | 1.71% (stronger) | 1.90% |
| Net charge-offs | 0.71% (stronger) | 1.04% |
| Return on assets | 1.38% | 2.06% (stronger) |
| Loans ÷ deposits | 37.5% (stronger) | 38.8% |
| Uninsured deposits | 25.7% (stronger) | 28.8% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (78 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Quitaque leads on 4 and First State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.