Side-by-side · Q2 2026 data
The First National Bank of Raymond vs First National Bank in Taylorville
Metric by metric
| Measure | The First National Bank of Raymond | First National Bank in Taylorville |
|---|---|---|
| TellerScore | 78 | 92 (stronger) |
| Capital cushion | 59 | 94 (stronger) |
| Loan quality | 86 | 100 (stronger) |
| Earnings | 73 (stronger) | 71 |
| Funding & liquidity | 95 | 98 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 72nd | 97th |
| Total assets | $187.1M | $200.1M |
| Deposits / shares | $172.3M | $173.9M |
| Capital ratio | 10.91% | 14.41% (stronger) |
| Problem loans | 0.42% | 0.00% (stronger) |
| Net charge-offs | -0.10% (stronger) | -0.00% |
| Return on assets | 1.33% (stronger) | 1.29% |
| Loans ÷ deposits | 47.4% (stronger) | 51.7% |
| Uninsured deposits | 19.7% | 16.7% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | — |
First National Bank in Taylorville has the higher TellerScore (92 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Raymond leads on 3 and First National Bank in Taylorville on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.