Side-by-side · Q2 2026 data
The First National Bank of Scott City vs Impact Bank
Metric by metric
| Measure | The First National Bank of Scott City | Impact Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 80 |
| Capital cushion | 95 (stronger) | 56 |
| Loan quality | 89 | 99 (stronger) |
| Earnings | 87 | 87 |
| Funding & liquidity | 50 | 75 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 88th | 77th |
| Total assets | $173.8M | $167.2M |
| Deposits / shares | $140.4M | $153.0M |
| Capital ratio | 14.48% (stronger) | 10.62% |
| Problem loans | 0.33% | 0.03% (stronger) |
| Net charge-offs | 0.14% | 0.05% (stronger) |
| Return on assets | 1.67% | 1.67% (stronger) |
| Loans ÷ deposits | 90.3% | 64.7% (stronger) |
| Uninsured deposits | 32.9% (stronger) | 33.7% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Scott City has the higher TellerScore (85 vs 80). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Scott City leads on 3 and Impact Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.