The First National Bank of Scott City is a national bank headquartered in Scott City, Kansas, in business for about 124 years. At the end of Q2 2026 it reported $173.8M in total assets and $140.4M in deposits, with 1 office.
Based on its Q2 2026 filing, The First National Bank of Scott City scores 85/100, which we describe as very strong. That is higher than 88% of 2,650 banks with $100 million – $1 billion. Among 185 banks headquartered in Kansas, it ranks 31st. Its strongest component is problem-loan coverage (97/100; 1.7%), and its lowest is funding & liquidity (50/100; 90% loans-to-deposits, 33% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (80 → 85), mostly because the earnings component improved by 10 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 81 |
| Q3 2024 | 86 |
| Q4 2024 | 85 |
| Q1 2025 | 80 |
| Q2 2025 | 80 |
| Q3 2025 | 80 |
| Q4 2025 | 81 |
| Q1 2026 | 86 |
| Q2 2026 | 85 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.35% |
| Q3 2024 | 13.60% |
| Q4 2024 | 13.73% |
| Q1 2025 | 13.80% |
| Q2 2025 | 13.73% |
| Q3 2025 | 13.97% |
| Q4 2025 | 13.94% |
| Q1 2026 | 14.05% |
| Q2 2026 | 14.48% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.99% |
| Q3 2024 | 0.43% |
| Q4 2024 | 0.49% |
| Q1 2025 | 0.52% |
| Q2 2025 | 0.49% |
| Q3 2025 | 0.67% |
| Q4 2025 | 0.47% |
| Q1 2026 | 0.40% |
| Q2 2026 | 0.33% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.23% |
| Q3 2024 | 1.91% |
| Q4 2024 | 1.85% |
| Q1 2025 | 1.38% |
| Q2 2025 | 1.42% |
| Q3 2025 | 1.51% |
| Q4 2025 | 1.37% |
| Q1 2026 | 1.81% |
| Q2 2026 | 1.67% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 85 | $173.8M | 14.48% | 0.33% | 1.67% | 90.3% |
| Q1 2026 | 86 | $172.9M | 14.05% | 0.40% | 1.81% | 80.1% |
| Q4 2025 | 81 | $168.6M | 13.94% | 0.47% | 1.37% | 80.5% |
| Q3 2025 | 80 | $166.5M | 13.97% | 0.67% | 1.51% | 82.8% |
| Q2 2025 | 80 | $166.1M | 13.73% | 0.49% | 1.42% | 79.5% |
| Q1 2025 | 80 | $160.7M | 13.80% | 0.52% | 1.38% | 79.3% |
| Q4 2024 | 85 | $160.6M | 13.73% | 0.49% | 1.85% | 76.2% |
| Q3 2024 | 86 | $157.6M | 13.60% | 0.43% | 1.91% | 78.1% |
| Q2 2024 | 81 | $158.5M | 13.35% | 0.99% | 2.23% | 77.6% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Community BankBank Liberal, KS | 85 out of 100, Very strong | $173.5M | 12.8% | 0.04% | vs |
| Farmers National BankBank Phillipsburg, KS | 91 out of 100, Very strong | $172.5M | 19.6% | 0.41% | vs |
| Bank of Prairie VillageBank Prairie Village, KS | 72 out of 100, Strong | $175.7M | 10.2% | 0.07% | vs |
| American Bank of Baxter SpringsBank Baxter Springs, KS | 72 out of 100, Strong | $170.2M | 10.0% | 0.00% | vs |
| The Farmers State Bank of Aliceville, KansasBank Westphalia, KS | 82 out of 100, Strong | $179.6M | 19.2% | 1.05% | vs |
| Impact BankBank Wellington, KS | 80 out of 100, Strong | $167.2M | 10.6% | 0.03% | vs |
Deposit insurance
Is my money safe at The First National Bank of Scott City?
Yes. The First National Bank of Scott City is an FDIC-insured institution (FDIC certificate #4769). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 32.9% of deposits ($46.2M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.48%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
The First National Bank of Scott City lists 1 office in 1 city. Most locations:
- Scott City, KS (1)
Identity & history
Profile
- Legal name
- The First National Bank of Scott City
- Type
- National bank
- FDIC certificate #
- 4769
- RSSD ID
- 414652
- Primary regulator
- OCC
- Holding company
- Hoeme Family Partnership
- Established
- January 1, 1902
- Headquarters
- 501 S Main St, Scott City, KS 67871
- Website
- www.fnbscott.com
- Employees
- 23
Quick answers
The First National Bank of Scott City: common questions
Is The First National Bank of Scott City FDIC insured?
Yes. The First National Bank of Scott City is an FDIC-insured institution (FDIC certificate #4769). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The First National Bank of Scott City's TellerScore?
85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The First National Bank of Scott City ever failed?
There is no failure record for FDIC certificate #4769 in the FDIC failed bank list.
How many branches does The First National Bank of Scott City have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Scott City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First State Bank of HealyBank Healy, KS | 82 out of 100, Strong | $108.8M | 16.8% | 0.89% | vs |
| Security State BankBank Scott City, KS | 72 out of 100, Strong | $1.0B | 10.2% | 0.26% | vs |
| The Western State BankBank Garden City, KS | 49 out of 100, Below average | $802.1M | 10.7% | 3.04% | vs |