Side-by-side · Q2 2026 data
The First National Bank of Scott City vs The Community Bank
Metric by metric
| Measure | The First National Bank of Scott City | The Community Bank |
|---|---|---|
| TellerScore | 85 | 85 |
| Capital cushion | 95 (stronger) | 78 |
| Loan quality | 89 | 99 (stronger) |
| Earnings | 87 (stronger) | 66 |
| Funding & liquidity | 50 | 93 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 88th | 88th |
| Total assets | $173.8M | $173.5M |
| Deposits / shares | $140.4M | $152.2M |
| Capital ratio | 14.48% (stronger) | 12.83% |
| Problem loans | 0.33% | 0.04% (stronger) |
| Net charge-offs | 0.14% | -0.01% (stronger) |
| Return on assets | 1.67% (stronger) | 1.14% |
| Loans ÷ deposits | 90.3% | 58.3% (stronger) |
| Uninsured deposits | 32.9% | 21.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The First National Bank of Scott City leads on 2 and The Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.