Side-by-side · Q2 2026 data
The First National Bank of Scott City vs The Western State Bank
Metric by metric
| Measure | The First National Bank of Scott City | The Western State Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 49 |
| Capital cushion | 95 (stronger) | 57 |
| Loan quality | 89 (stronger) | 0 |
| Earnings | 87 (stronger) | 77 |
| Funding & liquidity | 50 | 66 (stronger) |
| Problem-loan coverage | 97 (stronger) | 66 |
| Peer percentile | 88th | 6th |
| Total assets | $173.8M | $802.1M |
| Deposits / shares | $140.4M | $717.2M |
| Capital ratio | 14.48% (stronger) | 10.69% |
| Problem loans | 0.33% (stronger) | 3.04% |
| Net charge-offs | 0.14% (stronger) | 1.32% |
| Return on assets | 1.67% (stronger) | 1.43% |
| Loans ÷ deposits | 90.3% | 72.4% (stronger) |
| Uninsured deposits | 32.9% (stronger) | 34.8% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Scott City has the higher TellerScore (85 vs 49). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Scott City leads on 6 and The Western State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Scott City, KS