Side-by-side · Q2 2026 data
The First National Bank of Spearville vs The Fidelity State Bank and Trust Company
Bank
The Fidelity State Bank and Trust Company
Dodge City, Kansas · $100 million – $1 billion
Metric by metric
| Measure | The First National Bank of Spearville | The Fidelity State Bank and Trust Company |
|---|---|---|
| TellerScore | 56 | 95 (stronger) |
| Capital cushion | 68 | 100 (stronger) |
| Loan quality | 0 | 90 (stronger) |
| Earnings | 76 | 100 (stronger) |
| Funding & liquidity | 92 (stronger) | 82 |
| Problem-loan coverage | 70 | 100 (stronger) |
| Peer percentile | 15th | 99th |
| Total assets | $62.1M | $194.8M |
| Deposits / shares | $53.6M | $147.2M |
| Capital ratio | 11.80% | 23.58% (stronger) |
| Problem loans | 4.06% | 0.31% (stronger) |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 1.39% | 2.17% (stronger) |
| Loans ÷ deposits | 58.8% | 13.5% (stronger) |
| Uninsured deposits | 22.1% (stronger) | 31.3% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Fidelity State Bank and Trust Company has the higher TellerScore (95 vs 56). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Spearville leads on 1 and The Fidelity State Bank and Trust Company on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.