Side-by-side · Q2 2026 data
The First National Bank of St. Ignace vs Dearborn Federal Savings Bank
Metric by metric
| Measure | The First National Bank of St. Ignace | Dearborn Federal Savings Bank |
|---|---|---|
| TellerScore | 59 | 72 (stronger) |
| Capital cushion | 28 | 100 (stronger) |
| Loan quality | 78 | 79 (stronger) |
| Earnings | 45 (stronger) | 23 |
| Funding & liquidity | 83 (stronger) | 55 |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 17th | 50th |
| Total assets | $335.8M | $306.6M |
| Deposits / shares | $316.3M | $198.2M |
| Capital ratio | 7.78% | 25.86% (stronger) |
| Problem loans | 0.65% | 0.64% (stronger) |
| Net charge-offs | 0.17% | 0.00% (stronger) |
| Return on assets | 0.63% (stronger) | 0.07% |
| Loans ÷ deposits | 35.1% (stronger) | 99.3% |
| Uninsured deposits | 30.1% | 20.5% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Dearborn Federal Savings Bank has the higher TellerScore (72 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of St. Ignace leads on 2 and Dearborn Federal Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.