Side-by-side · Q2 2026 data
The First National Bank of St. Ignace vs First Community Bank
Metric by metric
| Measure | The First National Bank of St. Ignace | First Community Bank |
|---|---|---|
| TellerScore | 59 | 77 (stronger) |
| Capital cushion | 28 | 49 (stronger) |
| Loan quality | 78 | 100 (stronger) |
| Earnings | 45 | 96 (stronger) |
| Funding & liquidity | 83 (stronger) | 53 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 17th | 68th |
| Total assets | $335.8M | $413.6M |
| Deposits / shares | $316.3M | $358.3M |
| Capital ratio | 7.78% | 9.93% (stronger) |
| Problem loans | 0.65% | 0.00% (stronger) |
| Net charge-offs | 0.17% | 0.00% (stronger) |
| Return on assets | 0.63% | 1.91% (stronger) |
| Loans ÷ deposits | 35.1% (stronger) | 93.6% |
| Uninsured deposits | 30.1% | 27.7% (stronger) |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.5% |
First Community Bank has the higher TellerScore (77 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of St. Ignace leads on 1 and First Community Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.