Side-by-side · Q2 2026 data
The First National Bank of St. Ignace vs Huron Community Bank
Metric by metric
| Measure | The First National Bank of St. Ignace | Huron Community Bank |
|---|---|---|
| TellerScore | 59 | 63 (stronger) |
| Capital cushion | 28 | 41 (stronger) |
| Loan quality | 78 | 89 (stronger) |
| Earnings | 45 (stronger) | 44 |
| Funding & liquidity | 83 (stronger) | 78 |
| Problem-loan coverage | 92 (stronger) | 76 |
| Peer percentile | 17th | 24th |
| Total assets | $335.8M | $323.3M |
| Deposits / shares | $316.3M | $268.7M |
| Capital ratio | 7.78% | 9.12% (stronger) |
| Problem loans | 0.65% | 0.33% (stronger) |
| Net charge-offs | 0.17% | -0.01% (stronger) |
| Return on assets | 0.63% (stronger) | 0.61% |
| Loans ÷ deposits | 35.1% (stronger) | 72.7% |
| Uninsured deposits | 30.1% | 24.2% (stronger) |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Huron Community Bank has the higher TellerScore (63 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of St. Ignace leads on 2 and Huron Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.