Side-by-side · Q2 2026 data
The First National Bank of St. Ignace vs Huron Valley State Bank
Metric by metric
| Measure | The First National Bank of St. Ignace | Huron Valley State Bank |
|---|---|---|
| TellerScore | 59 (stronger) | 53 |
| Capital cushion | 28 | 50 (stronger) |
| Loan quality | 78 (stronger) | 43 |
| Earnings | 45 | 58 (stronger) |
| Funding & liquidity | 83 (stronger) | 55 |
| Problem-loan coverage | 92 (stronger) | 73 |
| Peer percentile | 17th | 9th |
| Total assets | $335.8M | $291.9M |
| Deposits / shares | $316.3M | $261.4M |
| Capital ratio | 7.78% | 9.96% (stronger) |
| Problem loans | 0.65% (stronger) | 1.70% |
| Net charge-offs | 0.17% | 0.00% (stronger) |
| Return on assets | 0.63% | 0.95% (stronger) |
| Loans ÷ deposits | 35.1% (stronger) | 92.0% |
| Uninsured deposits | 30.1% | 27.4% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of St. Ignace has the higher TellerScore (59 vs 53). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of St. Ignace leads on 3 and Huron Valley State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.